I’m failing a bit at my goal for one blog post a week.  I really just need to set time aside each week.  Lately my time management has not been great.  SO I have to resort to an  update again.My rental is still vacant, but I have a section 8 tenant that is approved and nearly ready to move in.  This is a little property and my new property manager handles plenty of sec 8 tenants.Speaking of property manager, they have taken quite a headache and time sink off my shoulders already.  I estimate I spent over 50 hours working on this rental in one form or another.  Now I can drive by take a quick look inside and see everything is up to my requirements.  Managing properties myself, I simply am not good enough to do the job for my requirements.  In other words, I would have fired myself.  Essentially I did.  So far they have done some needed preventive maintenance and spruced the property up.  They have shown it to over a dozen overqualified folks.   Its just a matter of time before the property is rented again and I can once again build up my bankroll.

I got rid of the broker I was having issues with on my third refi.  I am now back with the 2nd broker.  I will be using him as much as possible down the road.  He is very good and actually returns my phone calls.  What a novel concept.I ran into another snafu unfortunately.   The IRS attached a tax lien to my previous property in search of another gentleman with the same first and last name.  The kicker is, he obviously has a different social and he has a different middle name.  I guess its ok for our govt to arbitrarily put random liens on properties.  I never had any ownership of this property.  So my folks now have a lien against their property for some guy who just happens to have the same name as me.  And these are the people who will now be running GM. Also, the credit bureaus in the their thoroughness attached that lien to my credit file, tanking my credit score and making it impossible for me to refi until it is clear.  30+ days for this to be cleared.  Meanwhile interest rates are climbing.  This will cost me thousands, literally.

To add insult to injury, my house was broken into last week.  Thank god for my security alarm.  It scared away the perp before he could take anything.  I know this because my digital camera was in plain view on my kitchen table less then 5 feet from my now broken window.$100-$200 to get that fixed.If it seems like I have very little faith in people right now, that’s because its true.  Incompetent people are becoming more and more common.  When someone is not held accountable for their actions someone else will pay for their shenanigans.  Till next time.